Overseas Student Health Cover (OSHC) - A Guide for International Students
If you are an international student planning to study in Australia, having Overseas Student Health Cover (OSHC) is not only essential for your health and well-being but also a mandatory requirement for your student visa. At A Square Migration Services we aim to make your journey to Australia as smooth as possible by guiding you through the OSHC process.
What is OSHC?
OSHC is a health insurance policy specifically designed for international students. It helps cover the cost of medical and hospital care you may need while in Australia. This ensures you have access to essential health services without financial stress.
Why is OSHC Mandatory?
The Australian Government requires all international students and their dependents to maintain OSHC for the duration of their stay in Australia. This ensures that you have access to healthcare and are protected from unexpected medical expenses.
What Does OSHC Cover?
OSHC typically covers:
- Doctor Visits: Consultations with general practitioners (GPs) for medical advice and treatment.
- Hospital Care: Inpatient services, including surgeries and medical procedures.
- Emergency Ambulance Services: Transport in case of a medical emergency.
- Prescription Medications: Limited cover for prescribed medicines.
Additional Coverage Options
While OSHC provides essential health benefits, it does not cover services such as dental, optical, or physiotherapy. If you require these services, you can opt for additional private health insurance to enhance your coverage.
Approved OSHC Providers
The Australian Government has approved several providers to offer OSHC. Some of the leading providers include:
- Allianz Care Australia
- Bupa
- Medibank
- nib OSHC
- Ahm OSHC
At A Square Migration Services we can help you choose the provider that best suits your needs and budget.
How Much Does OSHC Cost?
The cost of OSHC depends on:
- The duration of your student visa.
- Whether you require coverage for yourself or your family members.
On average, a single student can expect to pay between AUD $500 and $600 per year. Family coverage will be higher.
How to Get OSHC?
Our team at A Square Migration Services simplifies the process for you:
- Guidance on Selecting a Provider: We provide recommendations based on your requirements.
- Policy Enrollment: Assistance with purchasing your policy to meet visa requirements.
- Ongoing Support: Helping you understand your policy and how to make claims.
Using Your OSHC
Once you have your OSHC policy:
- Always carry your OSHC membership card or digital proof.
- Visit healthcare providers who accept your OSHC for cashless services, or claim reimbursements for payments made.
Why Choose A Square Migration Services
Navigating the OSHC process can be challenging, especially if you’re unfamiliar with Australia’s healthcare system. Our team is here to ensure that:
- You understand your obligations and options.
- Your policy is compliant with visa requirements.
- You receive the best support throughout your study journey.
Contact us today to learn more about OSHC and other essential services for your migration to Australia. Let us help you focus on achieving your academic goals while we take care of the details!