Overseas Health Cover (OVHC) - A Guide for International Visitors
If you are planning to visit Australia on a non-student visa, having Overseas Visitor Health Cover (OVHC) is essential for your health and well-being. At A Square Migration Services we aim to make your journey to Australia as smooth as possible by guiding you through the OVHC process.
What is OVHC?
OVHC is a health insurance policy designed for international visitors who are not on a student visa. It helps cover the cost of medical and hospital care you may need while in Australia, ensuring you have access to essential health services during your stay.
Why is OVHC Important?
While Medicare (Australia’s public healthcare system) provides coverage for Australian residents and citizens, most visitors are not eligible for Medicare benefits. OVHC ensures that you have access to healthcare and are protected from unexpected medical expenses during your time in Australia.
What Does OVHC Cover?
OVHC typically covers:
- Doctor Visits: Consultations with general practitioners (GPs) for medical advice and treatment.
- Hospital Care: Inpatient services, including surgeries and medical procedures.
- Emergency Ambulance Services: Transport in case of a medical emergency.
- Prescription Medications: Limited cover for prescribed medicines.
Additional Coverage Options
While OVHC provides essential health benefits, it does not cover services such as dental, optical, or physiotherapy. If you require these services, you can opt for additional private health insurance to enhance your coverage.
Approved OVHC Providers
The Australian Government has approved several providers to offer OVHC. Some of the leading providers include:
- Allianz Care Australia
- Bupa
- Medibank
- nib OVHC
- Ahm OVHC
At A Square Migration Services we can help you choose the provider that best suits your needs and budget.
How Much Does OVHC Cost?
The cost of OVHC depends on:
- The duration of your visa.
- Whether you require coverage for yourself or your family members.
The cost varies between providers and the level of coverage chosen, ensuring options to suit different budgets.
How to Get OVHC?
Our team at A Square Migration Services simplifies the process for you:
- Guidance on Selecting a Provider: We provide recommendations based on your requirements.
- Policy Enrolment: Assistance with purchasing your policy to meet visa requirements.
- Ongoing Support: Helping you understand your policy and how to make claims.
Using Your OVHC
Once you have your OVHC policy:
- Always carry your OVHC membership card or digital proof.
- Visit healthcare providers who accept your OVHC for cashless services, or claim reimbursements for payments made.
Why Choose A Square Migration Services
Navigating the OVHC process can be challenging, especially if you’re unfamiliar with Australia’s healthcare system. Our team is here to ensure that:
- You understand your obligations and options.
- Your policy is compliant with visa requirements.
- You receive the best support throughout your stay.
Contact us today to learn more about OVHC and other essential services for your migration to Australia. Let us help you focus on enjoying your time in Australia while we take care of the details!